1. Acceptance of Terms
Welcome to VCourseorg Group (“Company”, “we”, “us”, or “our”). By accessing our website, mobile application, or purchasing any educational courses or digital products (collectively, the “Services”), you (“User”, “you”) agree to be bound by these Terms of Service (“Terms”).
IF YOU DO NOT AGREE WITH THESE TERMS, YOU MUST IMMEDIATELY DISCONTINUE USE OF OUR SERVICES.
2. Digital Services Refund Policy (Strict)
PLEASE READ THIS SECTION CAREFULLY. THIS POLICY GOVERNS ALL PURCHASES MADE ON THE PLATFORM.
2.1 General No-Refund Policy
VCourseorg Group provides intangible, irrevocable digital goods and educational content. As a general rule, all sales are final. Once a purchase is completed and the digital content has been made available to your account, no refunds, exchanges, or cancellations will be issued under any circumstances, including but not limited to:
Change of mind.
Dissatisfaction with the course difficulty or content style.
Failure to utilize the course or log in.
Financial hardship.
Selection of the wrong course by mistake (after access has been accessed).
2.2 The Only Exception: Non-Assignment of Course
The ONLY circumstance in which a refund will be considered is if a technical failure on our part prevents the delivery of the service.
Eligibility: You are eligible for a refund only if you have successfully paid for a course and, due to a technical error on the VCourseorg Group platform, the course was never assigned, unlocked, or delivered to your user dashboard.
Verification: Our technical team will verify system logs to confirm that access was never granted. If our logs show the course was assigned to your account, your refund request will be denied.
2.3 Chargebacks and Disputes
You agree not to file a chargeback or dispute with your bank or credit card issuer for any valid purchase where access was granted.
In the event of a chargeback attempt, we reserve the right to immediately and permanently ban your account and revoke access to all current and future courses.
We will submit this signed Terms of Service document as evidence to your bank that you agreed to these No-Refund terms prior to purchase.
3. Intellectual Property Rights
3.1 Ownership
All content available on the Service, including but not limited to video lectures, quizzes, text, graphics, logos, code, and downloadable materials, is the exclusive property of VCourseorg Group or its licensors and is protected by international copyright, trademark, and intellectual property laws.
3.2 Limited License
We grant you a limited, non-exclusive, non-transferable, and revocable license to access the courses for personal, non-commercial use only.
3.3 Restrictions
You agree NOT to:
Share your login credentials with anyone else.
Resell, sublicense, share, or redistribute any course materials.
Record, download (unless explicitly permitted), or stream our content on other platforms.
“Scrape” or copy content from the platform using automated bots or scripts.
Violation of this section will result in immediate termination of your account without refund and may result in legal action for copyright infringement.
4. User Account & Security
4.1 Account Responsibility
You are solely responsible for maintaining the confidentiality of your account and password. You agree to accept responsibility for all activities that occur under your account.
4.2 Account Termination
VCourseorg Group reserves the right to terminate or suspend your account and access to the Services at our sole discretion, without notice, and without liability, for any reason, including but not limited to:
Breach of these Terms.
Suspicion of fraudulent activity or unauthorized account sharing.
Harassment of instructors or other students.
If your account is terminated for a violation of these Terms, you will not be entitled to a refund.
5. Disclaimers & Limitation of Liability
5.1 “As Is” Basis
The Services are provided on an “AS IS” and “AS AVAILABLE” basis. VCourseorg Group makes no representations or warranties of any kind, express or implied, regarding the operation of the services or the information, content, or materials included.
5.2 No Guarantee of Results
We do not guarantee that you will obtain a specific job, promotion, salary increase, or any other specific outcome as a result of using our courses. Education results vary based on individual effort and external factors.
5.3 Limitation of Liability
To the fullest extent permitted by law, VCourseorg Group shall not be liable for any damages of any kind arising from the use of our Services, including but not limited to direct, indirect, incidental, punitive, and consequential damages.
We are not liable for any temporary downtime, server failures, or technical issues that interrupt your learning.
Our total liability to you for any claim arising out of these Terms or use of the Services shall not exceed the amount paid by you to VCourseorg Group in the six (6) months prior to the event giving rise to the claim.
6. Indemnification
You agree to indemnify, defend, and hold harmless VCourseorg Group, its officers, directors, employees, and agents from and against any and all claims, liabilities, damages, losses, or expenses (including legal fees) arising out of or in any way connected with your access to or use of the Services or your violation of these Terms.
7. Governing Law & Dispute Resolution
These Terms shall be governed by and construed in accordance with the laws ofUS
Any dispute arising from these Terms shall be resolved through binding arbitration in US, except that VCourseorg Group may assert claims in small claims court or seek injunctive relief in any court of competent jurisdiction to protect its intellectual property.
8. Changes to Terms
We reserve the right to modify these Terms at any time. Any changes will be effective immediately upon posting on the website. Your continued use of the Services after any such changes constitutes your acceptance of the new Terms.
Would you like me to…
Draft the “Dispute Email Template” mentioned in the chargeback section (a pre-written legal response to send to banks if a user tries to charge back)?
Create a shorter “Checkout Summary” version of this (a 3-bullet point summary to put right next to the “Pay Now” button to ensure they see it)?